I had a good conversation with my friend and colleague Dan Green, a loan officer with Waterstone Mortgage in Cincinnati who provides a very lucid font line depiction of the state of mortgage financing, despite his characterization of me as being Bobby Flay-like.
He runs a very well-written blog called The Mortgage Reports and a service called Bring the Blog. I have always found him to be in front of the technology curve.
Back in early 2008, Dan created one of the best videos on how the tightening of underwriting guidelines left many people stranded. I think it is required viewing.