I had the pleasure of being a guest on Real Estate Radio USA  for a discussion of mortgage securitization, how to value a property in a declining market, AVMs and the spin cycle.
I was on last week, but like all my posts in the last two days, I had to wait until the last stop, Brooklyn .
I enjoyed the questions, especially those that were generated from a provocative post by my friend Mike Lefebvre .
Discussions about who should be estimating market value was particularly interesting to me. As if appraisers or agents set the price? Wrong. The market sets the price.